Importance of Credit Rating
Lenders usually ask for credit rating of investment grade (BBB- and above) for sanctioning new and existing loan facilities. Credit ratings do matters for clients as these not only indicate borrowing power of the client but also impact interest rates of the facilities availed from banks.
Higher the credit rating, lower the interest costs.
We help you in getting better Credit Rating next time
We deeply study the rating rationale provided by rating agencies and work out solutions to improve the credit profile and next credit rating of the client.
Calculation of key leverage and liquidity ratios, profitability and turnover ratios alongwith past trends and regular monitoring of account conduct, movement in financial ratios by taking some positive actions, can help in improvement of credit rating of the client.